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The Role of Insurance in Personal Injury Cases

The Role of Insurance in Personal Injury Cases

With over 400,000 claims filed each year in the U.S., personal injuries are commonplace occurrences that often result in prolonged pain and suffering as well as costly medical bills. A personal injury results from the negligent actions of another or a situation that arises due to negligence. When it comes to filing a personal injury claim to receive compensation for your personal injury, you should understand the role that insurance companies play.

How Insurance Companies Handle Personal Injury Cases

The insurance providers for both you and the negligent party will both play a crucial role in how your personal injury case will turn out and pay out with regard to compensation. There is a thorough process conducted between both insurance companies, similar to an investigation. Once you file a personal injury claim, the investigation begins. This is usually followed by calls and a settlement offer between you and the other party.

It is important to know that when you are dealing with any legal circumstances, anything you say can and will be held against you. Therefore, it is crucial for individuals to hire an experienced lawyer to guide them throughout the personal injury claims process.

The Importance of Hiring a Personal Injury Lawyer

The insurance companies have an expert team of lawyers on their side helping them protect the bottom line of the company throughout the process, so you should do the same for yourself. A lawyer will represent your best interests and ensure that you have the documentation and guidance necessary to receive the right compensation.

Insurance companies will also try to delay the process by running out the clock and making you impatient, but an experienced lawyer will help expedite the process while guiding you through your claim from start to finish. Your personal injury attorney will:

  • Help you file the initial claim
  • Gather the necessary information for the case
  • Properly respond to questions from the insurance claim adjuster
  • Determine your fair and accurate amount of compensation
  • Handle negotiations with the insurance company to ensure you receive an appropriate settlement

If you are going to file a personal injury claim and need professional legal services in the Missouri area, look no further than the professionals at Lanzotti & Rau to help you combat insurance providers and navigate the complicated intricacies of a personal injury claim.

Experienced Personal Injury Lawyers in Southeastern Missouri

The lawyers at Lanzotti & Rau can help you pursue legal action to receive compensation for your personal injury. To learn more about our personal injury legal services or how we handle our cases, call us today at 573-335-9300 to schedule a free consultation.