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How State Reductions Affect Your Workers’ Compensation Claim

Restrictions affecting workers compensation claims


Over the last five years, workers’ compensation filings have steadily decreased in the state of Missouri. Fewer claims not only means more companies are creating safer workplace environments, but that employees are following safety protocols while on the job. Due to the decline, the Missouri Department of Insurance recently approved a 3.5 percent reduction in the voluntary loss cost for 2019 — which is the amount of money that an insurer pays to investigate and administer claims like workers’ compensation. This reduction could significantly impact your Missouri workers’ compensation claim.

A reduction in claims, however, does not reduce the likelihood of an accident. If anything, this reduction means insurance companies will be pickier on future workers’ comp claims. After all, less money to pay for claims means less claims will be approved.

Standard Workers’ Compensation Benefits

In addition to medical expenses, employees who suffer on-the-job injuries may be eligible to receive temporary total disability payments totaling a portion of their weekly wages after missing three days of work. If they miss work for more than two weeks, they are then paid for their initial three missed work days.

However, sometimes employer negligence may be at fault for a workplace injury. If that’s the case, then you’ll need an experienced workers’ compensation attorney to represent you.

Professional Workers’ Comp Representation

Workers’ compensation claims can be difficult to navigate on your own. With our expertise, we will help you gather all your supporting evidence, file your claim correctly, and aggressively advocate on your behalf to get you the compensation you deserve.

If you wish to pursue legal action regarding a workers’ compensation claim, we can help. At Lanzotti & Rau, we go to every length to ensure that you have the best chance for success. For more information about our attorney services or to schedule your free initial consultation, call Lanzotti & Rau today at 573-335-9300.