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How Much Is Disability a Month in Missouri?

How Much Is Disability a Month in Missouri?

If you’ve been injured or become ill and can no longer work, temporary disability payments can help supplement your income while you recover. However, waiting for your payment or being unsure of how much disability benefits you’ll receive each month can be a stressful and uneasy time. To put your mind at ease, here is a breakdown of how much you can expect your monthly disability payments to total in the state of Missouri.

Calculating Permanent and Temporary Disability Missouri Payments

The amount of payment you receive is dependent on your level of disability. Missouri disability law classifies disabilities into four categories, each with their own payment amounts. Disability categories include:

  • Temporary partial disability: These payments cover 66% of the difference between your previous earnings and the amount you would expect to earn during your time off.
  • Permanent partial disability: If you’re granted permanent partial disability, you can expect to receive 66% of your average weekly earnings, capped by a maximum amount.
  • Temporary total disability: Like permanent partial disability, these payments cover 66% of your weekly earnings starting on the date of your injury. However, it is based on your gross wages instead of wages after taxes and deductions.
  • Permanent total disability: Permanent total disability is calculated at the same rate as temporary total disability. However, it has a much higher maximum amount than the latter.

Receiving Disability Payments in Missouri

There’s a three-day waiting period between the time you are unable to work and when you can first receive a payment. After that, you can expect to receive your disability benefits weekly. However, permanent partial and permanent total disability payments can be granted in a lump-sum settlement.

To receive your disability payments, you’ll need to file a claim and have it approved by the state. However, most claims are initially denied due to a variety of reasons. If you want to receive the benefits you deserve as soon as possible, you should consider hiring legal counsel to ensure the process is smooth, expedited, and stress-free.

Experienced Temporary Disability Missouri Lawyers

If you’re looking for a temporary disability lawyer in Missouri, look no further than the experts at Lanzotti & Rau. We operate on a contingency-fee basis, meaning we don’t get paid until you receive your settlement. To learn more about our services and how we handle our disability cases, schedule your free consultation today at 573-335-9300.